Mar 1, 2012
Smart Business Online Interviews Gabe Makhlouf, First State Bank on Determining the Best Financing Options for your Business
Sbonline.com reported:??If you are a business having difficulty raising capital, one consideration may be an SBA equipment loan, as it provides 100 percent financing with terms up to 10 years, whereas banks typically require a 20 percent down payment for a conventional loan,? says Gabe Makhlouf, first vice president in commercial lending at?First State Bank. ?Another option would be to tap into the equity in existing equipment to obtain 100 percent financing. There are types of equipment, such as computer hardware, software, restaurant equipment and office furniture, that are difficult to finance, and leasing may be the best alternative. In these cases, the leasing company is the owner of the equipment and assumes the risk of obsolescence or later? marketability in a limited market.?
Read the interview and more at:?http://www.sbnonline.com/2012/03/how-to-determine-the-best-equipment-financing-option-for-your-business-2/?full=1
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